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Fracture & Broken Bone WorkCover Claims NSW

Simple fractures to complex compound breaks — we help with NSW fracture claims, from first x-ray through full return to duties.

Every appointment on this page is billed to the insurer under an accepted NSW workers compensation claim. The insurer pays the doctor, physio, psychologist or rehab provider directly, so you don't get an invoice. Our help is free.

Is this claimable?

Yes — fracture & broken bone is a standard NSW WorkCover claim

If work caused or aggravated it, NSW workers compensation covers it. You don't need a single dramatic incident, and you don't need a pre-existing-condition-free history. Here's the short version of what that means for fracture & broken bone.

01

Work caused or aggravated it

Sudden or cumulative, new or aggravated — fracture & broken bone from work-related causes qualifies. The doctor records how it happened, so the insurer has what it needs to accept the claim.

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02

Every appointment is paid

Doctors, physios, psychologists and rehab providers — the insurer pays them directly on your accepted claim, so you never get an invoice. Our help is free.

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03

Help if the claim is disputed

If the insurer pushes back, we put you in touch with a compensation lawyer. Most WorkCover disputes qualify for IRO funding, which usually means the legal costs aren't yours. You don't fight the system alone.

How we help with disputes
Common Causes

How fracture & broken bone happens at work

Most claims in this category come down to a handful of mechanisms. If yours fits any of these, it's almost certainly claimable — and even if it doesn't, book an assessment anyway. The list isn't exhaustive.

  • Falls from ladders, scaffolding or working at height
  • Slips and trips on uneven or wet surfaces
  • Struck-by incidents from tools, machinery or falling objects
  • Vehicle collisions during work travel
  • Manual handling mishaps with heavy loads
  • Direct impact on construction and trade sites

Not sure if your cause fits? It usually does. Take the 60-second eligibility check →

Symptoms

When to see a WorkCover doctor

Any of these symptoms after a work-related incident or from a work-related activity means it's time to get assessed. Early assessment gives fracture & broken bone the right start to recovery.

  • Sudden severe pain at the site of injury
  • Visible deformity or misalignment of the limb
  • Inability to move or weight-bear on the injured part
  • Swelling, bruising and tenderness around the area
  • A snap or cracking sound at the time of injury
  • Numbness or pins and needles distal to the injury

Don't push through. The workers who recover fastest are the ones who see a doctor in the first week.

What's Covered

What NSW WorkCover pays for with fracture & broken bone

Once your claim is accepted (or under provisional liability), the insurer pays for every line below directly. You don't receive an invoice for any of it.

  • X-ray, CT and MRI imaging
  • Emergency care and orthopaedic consultations
  • Casting, splinting and bracing
  • Surgical fixation — plates, screws, rods — where indicated
  • Physiotherapy and hydrotherapy during and after healing
  • Mobility aids and assistive equipment
  • Weekly income payments while off work
  • Lump-sum compensation for permanent impairment
By the Numbers

What the NSW data says

You would not be the first person to claim for fracture & broken bone. The national and NSW data makes that very clear.

21.8

Falls, slips and trips — share of serious claims

The second-largest category of serious workplace claims, and a primary mechanism for fractures. Source: Safe Work Australia, 2023–24.

125,474

NSW workers supported last year

Fractures form a substantial share of NSW workers compensation claims each year. Source: SIRA, 2023–24.

Want the full picture? See WorkCover in numbers →

Our Team

How we help with fracture & broken bone claims

One phone call is all it takes. We answer your questions, book the doctor, and line up physio, psychology, rehab or a lawyer when you need one.

Fractures are among the most common serious workplace injuries in NSW. We book you in with a WorkCover doctor, who does the initial assessment, orders imaging and writes the Certificate of Capacity with clear duty restrictions. For complex or displaced fractures, we help you get to an orthopaedic surgeon who takes WorkCover cases. We line up physio for the rehab — range of motion, strengthening, graded loading — right through to a full return to duties.

01

WorkCover Doctors

Where most workers with fracture & broken bone start after the first doctor visit. Call us and we'll book it, in person or by telehealth.

Learn about workcover doctors
02

WorkCover Physiotherapy

Lined up when your fracture & broken bone recovery needs it. We book it, and on an accepted claim the insurer pays.

Learn about workcover physiotherapy
03

Rehabilitation Provider

Lined up when your fracture & broken bone recovery needs it. We book it, and on an accepted claim the insurer pays.

Learn about rehabilitation provider

Wondering what weekly payments would look like? Use the Payment Calculator →

FAQs

Fracture & Broken Bone claims — what workers ask

The same questions come up on almost every call. Here are the answers in short form.

Injured in a car accident instead?

Car accident injuries are funded under NSW CTP, not workers compensation. We help with those too: call us and we'll get you seen.

Injured your fracture & broken bone? Start with one phone call.

We book same-week appointments with a WorkCover doctor, who writes your Certificate of Capacity. We sort the insurer paperwork and line up physio, psychology or a lawyer as needed.

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