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WorkCover Hub

Workers Compensation for Every NSW Worker Type

Casual, subcontractor, apprentice, migrant, under-25 — NSW WorkCover covers all of them. Our team knows each group's pressure points.

Pick your situation below to see the NSW-specific rules, pain points and entitlements that apply. No cost to you on accepted claims — billed to WorkCover. Same-week bookings.

Why this page exists

The groups most often told 'you're not covered' — when they are

Every week we hear from workers who were told by an employer, a coworker, or a misinformed friend that WorkCover doesn't apply to them. Usually it does.

01

Casual = fully covered

Casuals get the same entitlements as permanents. PIAWE is averaged over 52 weeks so variable rosters still produce workable weekly payments.

See casual worker guide
02

ABN subbie = often a 'deemed worker'

Schedule 1 of the WIM Act 1998 extends WorkCover to many PAYG-style subcontractors. We walk you through the deemed-worker tests on the first call.

See subcontractor guide
03

Migrant / visa holder = fully covered

Visa status is not a test under the Workers Compensation Act. icare has confirmed publicly that all workers — including undocumented — are covered.

See migrant worker guide
04

Under 25 = over-represented, over-protected

Young workers are injured more often but entitled to the same cover from day one. No minimum tenure, no minimum hours, no parental consent needed.

See young worker guide
05

Apprentice = covered at work, TAFE and travel

Training contract, TAFE attendance and the journey between the two are all covered. The training contract can be suspended — not cancelled — while recovering.

See apprentice guide
06

One call for all of them

Whatever your situation, call us. We book the doctor and line up physio, psychology or a lawyer. On an accepted claim the insurer pays.

Book a WorkCover doctor
FAQs

Common questions about worker-type eligibility

The four questions we field most often across demographics. Detailed answers on each guide.

Not sure which category you fit — or stuck between a few?

Call our team. One conversation and we'll tell you exactly how your situation sits under NSW WorkCover and who you should see first.

Speak to Our Team