Workers Compensation for Every NSW Worker Type
Casual, subcontractor, apprentice, migrant, under-25 — NSW WorkCover covers all of them. Our doctors and compensation lawyers know each demographic's pressure points.
Pick your situation below to see the NSW-specific rules, pain points and entitlements that apply. Every appointment is paid by the insurer. Same-week bookings.
Find your situation
Five demographic guides covering the groups most often misinformed about their NSW entitlements — each walks through the specific legal tests and practical steps.
The groups most often told 'you're not covered' — when they are
Every week we hear from workers who were told by an employer, a coworker, or a misinformed friend that WorkCover doesn't apply to them. Usually it does.
Casual = fully covered
Casuals get the same entitlements as permanents. PIAWE is averaged over 52 weeks so variable rosters still produce workable weekly payments.
See casual worker guideABN subbie = often a 'deemed worker'
Schedule 1 of the WIM Act 1998 extends WorkCover to many PAYG-style subcontractors. Our lawyers assess the deemed-worker tests on the first call.
See subcontractor guideMigrant / visa holder = fully covered
Visa status is not a test under the Workers Compensation Act. icare has confirmed publicly that all workers — including undocumented — are covered.
See migrant worker guideUnder 25 = over-represented, over-protected
Young workers are injured more often but entitled to the same cover from day one. No minimum tenure, no minimum hours, no parental consent needed.
See young worker guideApprentice = covered at work, TAFE and travel
Training contract, TAFE attendance and the journey between the two are all covered. The training contract can be suspended — not cancelled — while recovering.
See apprentice guideOne clinic for all of them
Our doctors, physios, psychologists and compensation lawyers handle every worker demographic under one roof. Every appointment is paid by the insurer.
Book a WorkCover doctorCommon questions about worker-type eligibility
The four questions we field most often across demographics. Detailed answers on each guide.
Not sure which category you fit — or stuck between a few?
Call our team. One conversation and we'll tell you exactly how your situation sits under NSW WorkCover and which of our team would see you first.
Speak to an expert